Insurance Agency in Longmont, Colorado

Types of Insurance L.A. Insurance Offer in Longmont, Colorado

We offer six types of insurance to all the proud residents of Longmont, Colorado. 

1. Auto Insurance in Longmont, Colorado

Do you need cheap car insurance near Longmont, CO? L.A. Insurance offers the most affordable full coverage auto insurance in Longmont City. Whether you drive a sedan, truck, or SUV, our liability, collision, and comprehensive policies can protect you from various risks, including accidents, theft, vandalism, and natural disasters (e.g., storms, floods, fire). 

Even if you have a clean driving record or have an SR-22 certificate, DUIs, or speeding tickets, L.A. Insurance is like your local helpful neighbor, ensuring car insurance for everyone, including high-risk drivers. 

Here's what our various types of car insurance coverage protects:

• Damage to your vehicle in case of a collision
• Damage you cause to another person’s vehicle or property
• Medical coverage for injuries you cause to others
• Protection if your car is stolen or vandalized
• Coverage for damages caused by severe weather, like hail or storms

Contact L.A. Insurance today to get a cheap car insurance quote! Our auto insurance agents in Longmont welcome you for a discussion over a cup of coffee at our Longmont office! 

2. Motorcycle Insurance in Longmont, Colorado

Cruising through the open fields of Lagerman Agricultural Preserve or riding along the Boulder Reservoir Loop offers some breathtaking views and unforgettable experiences in Longmont, CO. L.A. Insurance makes sure every rider residing in this picturesque city gets to protect their bike at the cheapest rate. No matter where your ride takes you, we protect your bike from most risks including accidents, theft, fire, vandalism, liability, guest passenger liability, and natural disasters.

Types of motorcycles we typically cover:

• Cruisers
• Sport Bikes
• Touring Bikes
• Dirt Bikes
• Scooters
• Racing Bikes
• ATVs (All-Terrain Vehicles)
• Trikes

Contact L.A. Insurance agents or visit our website to get a cheap motorcycle insurance quote right away! Our various types of motorcycle insurance coverage will ensure you’re covered in most unforeseen circumstances in Longmont, CO. 

3. RV and Motorhome Insurance in Longmont, Colorado

Experiencing the picturesque suburbs and the lively city of Longmont in your RV is truly worthwhile! Whether you camping near Boulder County Fairgrounds Campground or traveling through the beautiful St. Vrain Greenway, your RV deserves the best protection with maximum coverage. L.A. Insurance in Longmont proudly serves all RV owners with reliable coverage including liability, collision, comprehensive, personal belongings, and medical payment coverage. With us, you also have the flexibility to adjust coverage based on your road trips and outdoor getaways. 

Here are the types of RVs L.A. Insurance typically covers:

• Class A, B, and C motorhomes
• Travel trailers
• Pop-up and truck campers
• Toy haulers
• Fifth wheels

Let L.A. Insurance safeguard your adventures with affordable recreational vehicle and motorhome insurance. Receive a cheap RV and motorhome insurance quote within minutes! 

4. Renter’s Insurance in Longmont, Colorado

Renting a home in the charming city of Longmont, Colorado, offers a blend of urban and suburban living. No matter where you lease an apartment in Longmont, you need renter’s insurance to protect your home and valuables. Contact L.A. Insurance today to learn more about our affordable renter’s insurance and how our coverage protects you. 

Our renter’s insurance policies typically cover:

• Theft of personal belongings
• Damage from fire, water, or smoke
• Liability for accidents in your rental home
• Additional living expenses (ALE) after unexpected events

Get a cheap renter’s insurance quote and proof of insurance the same day! Talk to our local renter’s insurance agents in Longmont or call us at (303) 682-5700.

5. Boat and Watercraft Insurance in Longmont, Colorado

Many people love to go boating on the tranquil waters of Longmont, Colorado like Union Reservoir, and the nearby Boulder Reservoir. However, watercraft incidents can occur at any time. Therefore, you need reliable insurance for boats or personal watercraft. L.A. Insurance’s affordable boat insurance can protect you from on and off the water. 

Common boat and watercraft incidents we cover:

• Collisions with other vessels or structures
• Damage from storms, hail, or flooding
• Theft or vandalism of your watercraft
• Liability for injuries or property damage caused by accidents

Call our Longmont office or secure boat insurance online! You’re just a few clicks away from getting a cheap boat and watercraft insurance quote. 

Commercial Auto Insurance in Longmont, CO

If you’re running a business in the urban part of Longmont, Colorado, means relying on vehicles to keep operations moving. Whether you’re delivering goods, transporting clients, or managing a fleet, commercial auto insurance is extremely important for your business. Our business vehicle insurance is designed in a way so that your commercial vehicles and drivers both stay safe while on the road. 

Here is what our commercial car insurance covers:

• Accidents causing property damage or injury
• Weather-related vehicle damage, like hail or flooding
• Theft or vandalism of business cars
• Damage to goods during transit
• Liability for accidents involving your vehicles
• Ensure business is fully protected! Get an affordable commercial auto insurance quote online! 

Factors That Might Affect Insurance Rate in Longmont, Colorado

• Longmont’s population density of over 3,200 per square mile may influence its crime rates, traffic crashes, and vehicle theft and eventually raise the insurance premium.
• The rate of burglary, vehicle theft, and robbery is 238, 33, and 373 respectively per 1,000 residents which notable number compared to other U.S. cities, and this may increase the rate of insurance in Longmont.
• Snowy and hazardous roads in winter and other severe weather-related incidents like hailstorms, and strong winds in Longmont can damage vehicles and property, raising insurance prices.
• Except for the above-mentioned factors, there are a few factors such as driving history, claim history, age, marital status, coverage level, and deductible affect directly affect the costs of insurance substantially. 

Tips for Finding the Right Insurance Agency in Longmont, Colorado

• Check client ratings and testimonials for unbiased feedback.
• Read reviews from the Google My Business profile.
• Request multiple quotes from independent local insurance providers to find the best coverage at an affordable price.
• Choose agencies familiar with Longmont’s people’s insurance requirements and risks.
• Make sure the agency is licensed and certified by the Colorado Division of Insurance.
• Research about company’s reputation for claim payments.Choose insurance that offers a wide range of coverage.
• Ask friends and family in Longmont for trusted agency suggestions.

11 Reasons for Choosing L.A. Insurance Agency in Longmont, Colorado

1. 33+ years of experience  
2. Trusted choice for 10 million+ customers
3. Cheapest insurance in Colorado state
4. Lowest down payments
5. Flexible and low monthly installments
6. Full coverage insurance policy
7. Insurance for high-risk drivers in Longmont
8. Experienced local insurance agents in Longmont
9. Fast policy activation
10. Easy and quick claim process
11. Personalized customer service